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Intro to Investing

Intro to Investing

Article • 15 min of learning
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Here's how Intro to Investing aligns with curriculum standards in Washington DC. Use the filters to change the location, set of standards, and grade level.

Earning Income

Knowledge Standards

EI.K.4: Analyze the differences between sources of retirement income, including Social Security, employer-sponsored retirement plans, personal investments and continued employment earnings.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Intro to Investing
Students will examine different potential sources of retirement income, including but not limited to Social Security, employer-sponsored accounts, 401(k) accounts, 403(b) accounts, 457(b) accounts, traditional and Roth IRA accounts, etc.

Saving and Investing

Knowledge Standards

SI.K.10: Compare the trade-offs involved with investing in riskier assets with the potential for higher rates of return.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Intro to Investing
Students will compare the rates of return among higher- and lower-risk investments.

SI.K.7: Assess how tax policies promote savings by allowing individuals to save pretax earnings or by providing tax advantages on interest earned.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Intro to Investing
Students will evaluate the tax savings advantages associated with traditional IRAs (individual retirement accounts), Roth IRAs and education savings accounts.

SI.K.8: Examine the incentives that drive companies to issue and sell stock and motivate individuals to invest.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Intro to Investing
Students will examine the diverse motivations prompting individuals to invest in stocks, evaluating factors such as potential returns and ownership benefits.
Students will analyze the primary drivers compelling companies to issue and sell stocks to the public.

Skills Standards

SI.S.2: Compare nominal annual rates of return, including cash flows and price changes over time on different types of investments.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Intro to Investing
Students will calculate nominal annual rates of return for various investment types.
Students will identify different types of investments, including stocks, bonds, collectibles, real estate, index funds and mutual funds.

SI.S.5: Analyze interest, dividends and capital appreciation (gains) and identify examples of passive income derived from financial investments.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Intro to Investing
Students will differentiate between earned and passive income.
Students will compare the tax rates assessed on earned income, interest income and capital gains income.